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5 Investment Ideas for Busy Professionals: Make Your Money Work Harder

Investment ideas that are simple but effective

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It’s Sunday, 10th March 2024, and in this week’s roundup, learn in 5 minutes or less:

  • Career Investment Ideas: 5 Ideas for Busy Professionals💸

  • Productivity: Why you need a Done it list with your To-do list 💪

  • Career Lesson: A side hustle to get creative and make bank 🚀

  • Weekly round-up: What else happened this week, from rising US Stocks to Adam Sandler and the Grammys…

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NEED TO KNOW

This week, the key things you need to know are:

  • Cryptocurrency - Bitcoin is set to continue climbing, and perhaps to $150k before the end of the bull run. Are you invested?

  • Stock - US Stocks are Amped Up by Big Tech and if you are invested, you would have seen some large gains over the last year. The S&P 500 broke an All-time High and Tech companies are showing Better-Than-Expected Earnings

  • Careers Advice Best Practice - Getting ignored is not a nice feeling, especially when you have dedicated time to an application. Here’s what you should do if a Recruiter ignores you in an application.

  • Job Market - Rolls Royce to create hundreds of jobs, Haven holiday park offering 1000s of jobs; Large Tech firm, Service Now has a lot of live vacancies in Ireland and across the USA, Europe and Asia due to massive growth.

 CAREER CORNER

Level Up Your Money Game: 5 Investment Ideas for Busy Bees

If you feel like your hard-earned cash is just sitting there, twiddling its thumbs not working hard for you, here are a few options to generate a return on your investment, even if you're short on time as a busy professional.

1. Robo-advisors: Your Investing BFF: Think of them as your automated financial advisor, minus the fancy suit and the hefty fees. These online platforms ask you a few questions about your goals and risk tolerance, then invest your money in a diversified portfolio based on your answers. Easy peasy, lemon squeezy.

We recommend you check out Etoro and Moneyfarm.

2. Fractional Shares: Own a Slice of the Pie (Literally): Ever dreamt of owning a piece of Apple or Tesla, but the price tag left you feeling faint? Fractional shares got you covered. They allow you to invest in any company, even the big dogs, with just a fraction of the usual share price. Now you can finally brag about being part-owner of your favorite brands, without breaking the bank.

We recommend Etoro or Trading 212.

3. Index Funds: The "Set It and Forget It" Option: Picture a basket filled with all the fanciest stocks, like a curated collection of the market's best hits. That's basically an index fund. It tracks a specific market index, so you automatically own a slice of all the companies in it. No need to pick individual stocks and stress about which ones will boom or bust. Just sit back, relax, and enjoy the (hopefully) smooth ride.

We recommend Interactive Investor.

4. Micro-investing: Turn Your Spare Change into Big Gains: Every penny counts, especially when you can invest it! Apps like Moneybox, Acorns and Stash round up your everyday purchases to the nearest dollar and invest that spare change. It's like finding money in your couch cushions, but way cooler (and definitely more sustainable). ️

5. Peer-to-peer Lending: Be the Bank, Not the Borrower: Feeling generous and financially savvy at the same time? Peer-to-peer lending platforms connect you with individuals or businesses who need loans. You can choose who you lend to based on their profile and risk level, and earn interest on your loan in return. Basically, you become the bank, but without the stuffy suit and questionable ethics.

Remember, this ain't financial advice, just friendly tips to get you started. Do your research, understand your risk tolerance, and consult a financial professional if needed. But most importantly, have fun and watch your money grow like a well-watered succulent!

GET MORE SH*T DONE

👉 This is a tip that helped me feel more productive.

Conquer your day with the power of two lists: a to-do list and a "done-it" list. The to-do list keeps future tasks organized and prioritized, while the "done-it" list acts as a daily victory log.

Seeing your completed tasks adds a sense of accomplishment, boosting motivation and reminding you of your daily wins. This simple yet effective strategy keeps you focused, and motivated and celebrates your progress throughout the day.

Try it over the course of the next few weeks and let us know what you think 😀 

BEST FROM TIKTOK THIS WEEK

@vanessaefiyaa

Pro’s as a project manager #projectmanagement #corporatelife #careeradvice #blackgirltiktok #techtok #techtoktips #highsalaryjobs #careert... See more

LEVEL UP

Level Up Your Personal Brand: A Corporate Employee's Guide

Building a strong personal brand is no longer just for entrepreneurs and influencers. As a corporate employee, it can help you stand out from the crowd, enhance your career growth, and even strengthen your company's reputation. Here's a quick tip to get you started:

Become a Content Curator, Not Just a Consumer: Instead of passively scrolling through social media, actively curate and share high-quality content related to your field. This demonstrates your expertise, keeps you updated on industry trends, and positions you as a thought leader within your network. You don't have to create everything yourself; find insightful articles, reports, or presentations from credible sources and share them with your network, adding your own commentary or insights if relevant. Remember, quality over quantity – choose content that resonates with your expertise and adds value to your audience.

By consistently sharing valuable content, you'll establish yourself as a knowledgeable and reliable source within your professional circle, taking your personal brand and your career to the next level.

STUFF WE ARE LOVING RIGHT NOW

Interactive Investor is the perfect investment platform. It is a low-cost, award-winning, online investment platform enabling you to easily invest in stocks, manage shares, funds, SIPPs, ISAs & more.

Course Careers is ideal for someone trying to get into a career with Tech and start for FREE.

Skillshare is perfect for those keen on learning a new skill and for continual learning in the creator economy. Anyone can take an online class, watch video lessons, create projects, and even teach a class themselves on topics ranging from videography, facebook ads and growing a personal brand on Tik Tok.

Passionate Income Newsletter, because they cover side hustle ideas and go into detail on topics like faceless social media accounts that make six figures and ideas to help the average Joe, make more money. Learn, Improve, and Grow Actionable Steps in a Bite-Sized Three-Minute Read.

MEMES & BANTER

BEFORE YOU GO

Celebrity News:  Adam Sandler may not be up for any Oscars this weekend for Netflix's Murder Mystery 2. According to Forbes, he was the best-paid actor in 2023, thanks to his roles in Netflix’s thriller sequel Murder Mystery. Read more here

Business: US Stocks rose this week following the testimony from Federal Reserve Chair Jerome Powell who reiterated that interests rates cuts are expected later this year with inflation cooling. As a result Tech stocks continue to rise with Nvidia leading the way with recording new all time high surpassing $900 this past Thursday. Read more here.

Tech:  Microsoft highlighted some new and upcoming accessibility features at its Ability summit as they continue to raise awareness about inclusive design. These new features are around Azure AI and includes features like AI-powered audio descriptions and Azure AI Studio that better enables developers with disabilities to create machine-learning apps. Read more here.

Travel: For anyone considering an international move, here are the five (5) countries with the best work-life balance; New Zealand, Spain, Denmark, France and Italy. Read why here.

QUOTES & MOTIVATION

The greatest glory in living lies not in never falling,but in rising everytime we fall.

Nelson Mandela

RECOMMENDATIONS

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DISCLAIMER: None of this is financial advice. This newsletter is strictly educational content and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions.

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